Call (813) 302-1361

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  • About Us
    • Our Story
    • Our Team
    • Why Get Life Insurance
    • Why Get Disability
    • Why Get Longterm Care
  • Life Insurance
    • Difference Term vs Perm
    • Term Insurance
    • Get A Free Term Ins Quote
    • Permanent Insurance
  • Longterm Care Insurance
  • Disability Inusrance
  • Contact Us
    • Get A Quote
    • Buy Term Life Insurance
    • Schedule Call/Meeting
  • More
    • Home
    • About Us
      • Our Story
      • Our Team
      • Why Get Life Insurance
      • Why Get Disability
      • Why Get Longterm Care
    • Life Insurance
      • Difference Term vs Perm
      • Term Insurance
      • Get A Free Term Ins Quote
      • Permanent Insurance
    • Longterm Care Insurance
    • Disability Inusrance
    • Contact Us
      • Get A Quote
      • Buy Term Life Insurance
      • Schedule Call/Meeting

Call (813) 302-1361

  • Home
  • About Us
    • Our Story
    • Our Team
    • Why Get Life Insurance
    • Why Get Disability
    • Why Get Longterm Care
  • Life Insurance
    • Difference Term vs Perm
    • Term Insurance
    • Get A Free Term Ins Quote
    • Permanent Insurance
  • Longterm Care Insurance
  • Disability Inusrance
  • Contact Us
    • Get A Quote
    • Buy Term Life Insurance
    • Schedule Call/Meeting

About Fortunium Insurance

 The name Fortunium reflects the idea of building with intention—laying solid foundations and preparing for the unknown. Our approach is centered on education and thoughtful planning. 

 

Fortunium is a financial protection firm committed to helping individuals, families, and business owners protect what matters most. Through life insurance, disability insurance, and long-term care insurance, we provide guidance and support for people who want to prepare for life’s uncertainties with clarity and purpose.


At the heart of Fortunium Insurance is Joel Marius, an experienced and knowledgeable advisor who has spent years helping clients navigate important coverage decisions. His approach is rooted in education, integrity, and personalized service. Joel believes that insurance isn’t about selling—it’s about understanding people’s lives and giving them tools to protect what they’ve worked hard to build.


Why Insurance Matters

Unexpected events can disrupt even the most carefully built plans. Without proper coverage, a single illness, injury, or loss can create long-term financial strain.

  • Life Insurance provides essential protection for families and businesses in the event of death. Whether through term life or permanent life insurance, it can help cover income replacement, debt, final expenses, or fund a legacy.
     
  • Disability Insurance protects your ability to earn an income if an illness or injury prevents you from working. For many, income is their greatest asset—disability insurance helps ensure that bills, mortgage payments, and family responsibilities can still be met during recovery.
     
  • Long-Term Care Insurance helps manage the rising cost of care as you age. It can provide financial support for services like home care, assisted living, or nursing home care—reducing the burden on family members and protecting your savings.

 

Affordable Options - Top Rated Carriers

Insurance doesn’t have to be expensive or complicated. Fortunium offers access to a wide range of top-rated insurance carriers, allowing us to match clients with high-quality, competitively priced products. We work with low-cost term insurance, cash-value permanent policies, and flexible disability and long-term care options tailored to different budgets and goals.

Whether you’re early in your career, growing your family, planning for retirement, or protecting a business, we help you explore practical, affordable coverage based on your unique situation.



Schedule a call or meeting

Types of Insurance

Life Insurance

Disability Insurance

Disability Insurance

Provides financial support to your loved ones after your death, helping cover living expenses, debts, and future goals. It offers peace of mind, knowing those who depend on you won’t be left unprotected during a difficult time. It’s a key part of a strong financial foundation.

Disability Insurance

Disability Insurance

Disability Insurance

Protects your income if an illness or injury prevents you from working. It helps cover everyday expenses like rent, bills, and groceries, so you can focus on recovery without financial stress. Your ability to earn an income is one of your greatest assets—this coverage helps safeguard it.

Long-Term Care

Disability Insurance

Business Insurance

Helps cover the cost of care services like home care, assisted living, or nursing homes as you age. It protects your savings, reduces the financial burden on your family, and allows you to receive quality care without compromising your independence or financial security.

Business Insurance

Disability Insurance

Business Insurance

Business life insurance, including key person insurance and succession planning, helps protect your company from financial loss if a key owner or employee passes away. It ensures business continuity, supports buy-sell agreements, and provides funds to cover expenses or recruit replacements—safeguarding the stability and future of the business.

Life Insurance

 Life insurance provides financial protection for families and businesses after the loss of a loved one or key individual. There are two main types: term life insurance, which offers affordable coverage for a set period, and permanent life insurance, which lasts a lifetime and can build cash value. For families, it helps cover living expenses, debts, and education. For businesses, it supports continuity and succession planning. At Fortunium Insurance, we guide you through your options, explain how each policy works, and connect you with top-rated carriers—helping you choose the right coverage for your goals, budget, and responsibilities.


Click Here To Get A Free Quote On Term Life Insurance

Learn about the different types of life insurance

Disability Insurance

Disability insurance protects your income if you’re unable to work due to illness or injury. There are two main types: short-term disability, which covers temporary conditions, and long-term disability, which provides income over an extended period. For families, it ensures bills and daily expenses can still be met. For businesses, it helps protect key employees and maintain operations. Fortunium Insurance helps you understand your options, compare policies from top-rated carriers, and choose coverage that fits your needs and income. We make it easy to secure financial stability in case the unexpected disrupts your ability to earn.

Long-Term Care

Long-term care insurance helps cover the cost of extended care services like home care, assisted living, or nursing homes—services not typically covered by health insurance or Medicare. It protects your savings and reduces the burden on loved ones. There are traditional and hybrid policies that combine life insurance with long-term care benefits. For families, it offers financial relief and better care options. For business owners, it protects personal assets and supports retirement planning. Fortunium Insurance helps clients evaluate the right type of coverage, compares options from top-rated carriers, and guides them in choosing a plan that fits their future needs.

About Joel Marius

 Joel Marius, President of Fortunium Insurance, brings over 25 years of experience in the financial and insurance industry. He has worked closely with families and business owners to navigate both standard and complex insurance situations, including life, disability, and long-term care planning. Joel is known for his clear guidance, personalized service, and deep knowledge of the industry. His leadership at Fortunium reflects a commitment to helping clients protect what matters most with confidence and clarity.

Contact Fortunium Insurance

411 Apollo Beach Blvd Ste 100, Apollo Beach, Fl 33572

(813) 302-1361

Hours

Open today

09:00 am – 05:00 pm

Copyright © 2025 Fortunium - All Rights Reserved.

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